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7 Ways You Can Build Unique And Stylish Furniture For Your Home

Do you think that the time has come for your to renew your home's furniture? Are you tired of combing through stores and online platforms only to not find that one unique piece? If so, have no fear! With these seven easy steps, you can create striking and stylish pieces that perfectly reflect your taste and style. We'll talk about how to select materials as well as specific techniques to build durable, high-end furniture with a modern look. So if it's design inspiration or practical advice on tool selection you need – you came to the right place. Let's find out how you can get creative in transforming ordinary objects into extraordinary furnishings! 1. Understand the Basics of Furniture Building Furniture building is an art, a science, and a craft all in one. It requires a grasp of carpentry, woodworking, and metalworking basics to create a beautifully designed, functional piece that will last for years to come. To understand the fundamentals of furniture building

The Easy-Money Lesson of First Republic Bank

© etienne laurent/EPA/Shutterstock Charles Kindleberger's classic "Manias, Panics, and Crashes" describes the temptation of too-easy credit through the ages. If the historian were alive today, he might feature First Republic Bank, whose troubled business model is a case study in the bad incentives of easy money. First Republic's stock sank another 49.3% Tuesday after it reported an outflow of some $100 billion in deposits during the March bank panic. The San Francisco-based bank's wealthy clients rushed to withdraw their money after learning the bank was sitting on unrealized losses twice as large as its capital cushion. The Treasury Department in March arranged a $30 billion deposit infusion from big banks to cover the funding hole. But this is a stopgap, and First Republic is paying much higher interest on its borrowing than it is earning on assets. CONSTELLATION BRANDS, INC. The bank is reportedly explo

Millennial Money: How card perks can help pregnant travelers

I was 10-weeks pregnant and craving pizza while on vacation in Germany. We picked a well-reviewed restaurant, only to be told that no tables would be available that night. My husband, who meant well, suggested we try our luck at a different restaurant a few doors down. But it didn't serve pizza, and for me at that moment, nothing but pizza would do. So, naturally, I burst into tears. Thankfully, we swiftly found another option and my highly specific food craving was satisfied. But traveling while pregnant is tricky, assuming it's safe for you to do so (always talk to your doctor or midwife first). Not only might you be dealing with nausea, fatigue, food cravings you may not be able to accommodate in other countries, and other maladies, but also some travel activities can be unsafe during pregnancy. I traveled a few times while pregnant, both for work and leisure, leaning on a few helpful credit card perks to make the experience as comfortable as possible. Your card's be

From Vegas to Macau: A Tour of the World’s Most Iconic Casino Cities

Casinos have been a staple of entertainment and excitement for centuries. They are places where people go to test their luck and take risks. Over the years, many cities around the world have become synonymous with casino culture. From the bright lights of Las Vegas to the glamorous casinos of Macau, there are plenty of destinations that offer an unforgettable gaming experience. Let's take a tour of the world's most iconic casino cities. Las Vegas, Nevada There's no denying that Las Vegas is the most famous casino city in the world. Known as the entertainment capital of the world, this city is a gambler's paradise. With over 100 casinos, there's something for everyone here. The Las Vegas Strip , a 4.2-mile-long stretch of land, is home to some of the world's most iconic casinos. Some of the must-visit casinos in Las Vegas include the Bellagio, Caesars Palace, the MGM Grand, and the Venetian. These casinos are known for their luxurious amenities, top-notch

7 Jobs for Stay at Home Moms That Make Real Money

kate_sept2004 / Getty Images Being a parent is the most rewarding -- and hardest -- job you've ever had, but unfortunately, it doesn't come with a salary. In fact, having kids causes you to spend a ton of extra money. Read: 18 Legitimate Games & Apps That Pay Real Money in 2023Check Out: How To Build a Financial Plan From Zero To be specific, families spend approximately $12,980 annually per child in a middle-income, two-child, married-couple family, according to 2015 data from the U.S. Department of Agriculture. That translates to $16,383.75 per year in 2023 dollars. You want to give your little ones the world, but your current household income isn't cutting it. Whether you're a working mom or one who stays at home with the kids, you're looking for a side hustle to earn extra cash in your spare time -- not that you have too much of that these days. Thankfully, there's no shortage of flexible gigs to choose from, allowing you to rake in the ca

A freelancer who is financially independent from his real estate portfolio shares the 'pyramid model' that helps him decide how to invest his money

Atif Afzal follows a "pyramid model" when choosing how to invest his money. The base of the pyramid represents the lowest risk, which for him means investing in real estate. The next two smaller tiers of his pyramid contain cryptocurrency and stocks. Atif Afzal has built wealth and created financial independence via real estate investing, but it's not the only place he puts his money. "I follow a pyramid model," the 37-year-old film composer and singer-songwriter told Insider of his investing strategy.  If you visualize a pyramid, the base represents "the lowest risk," he explained, "and that's where the majority of my investments lie, which is real estate. Real estate is the lowest risk for me because traditionally it has always grown." Afzal started buying property in 2019 in upstate New York and gradually built a portfolio of four townhouses, which Insider verified by looking at his property tax documents. Over the past f